A inadimplência na geração Z e o crescente processo de negativação: uma análise crítica à luz de pressupostos marxistas

a critical analysis in light of marxist assumptions

Abstract

When analyzing the nuances of economic centralization in Brazil and the development of capitalism through the lens of Marxist theory, one can observe a significant influence on the consumption patterns of the population, especially among the working class and low-income groups. Furthermore, the various forms of alienation imposed by the system contribute to the trivialization of financial obligations, particularly affecting individuals between the ages of 15 and 30, commonly referred to as "Generation Z.". The present study aims to analyze the factors that lead this segment of the population to default, from the perspective of the historical materialist approach developed by Marx. To achieve this, the research is based on a bibliographic and documentary analysis, coupled with historical investigation, drawing primarily from books and scientific journals, as well as newspapers and auxiliary methods. The relevance of this work lies in identifying the social mechanisms that foster harmful consumption habits among young people and adolescents. It was concluded that youth indebtedness is a social and cultural phenomenon structured to serve the profit interests of large corporations, in conjunction with social media. Surpassing the individual sphere, understanding its causes is essential to mitigate its harmful effects.